Answers to your questions
DoJobSecure offers career planning subscription plans, including a unique option for layoff protection. Our plans support working professionals in advancing their careers seamlessly, even in the face of unexpected job loss. Services provided in our plans encompass interview preparation, career enhancement, mental wellness support, placement assistance, and unemployment benefits.
DoJobSecure is not an insurance policy; it is a career management services provider dedicated to assisting subscribers with employment and career planning. Members can opt to enroll in a plan specifically designed to offer layoff protection. These benefits are exclusively available to those who choose DoJobSecure's premium plans.
You are eligible to purchase the subscription plan if you meet the following criteria:
-You are employed in a permanent and full-time capacity. This excludes advisory or consultancy roles, part-time employment, contract or gig work, temporary or seasonal positions, articleships or internships, assessment or probationary periods, self-employment, retainerships, or any other form of employment outside of permanent and full-time.
-You have at least six months of employment remaining before your official retirement or superannuation date.
The period is 365 days from the date of subscription purchase.
If you have opted for the DoJobSecure premium plan, you will be offered unemployment allowance.
-Until you are employed or engaged by a new employer or organization, and as an add-on to the benefits under the plan, you can claim unemployment allowance payments twice, each after a period of 45 days of unemployment. The amount of benefits paid will be the lower of (i) 50% of the limits specified (such limits are available to check when you enter your salary) against the subscription purchased or (ii) 70% of the take-home salary per month. To calculate the 'take-home' salary, the salary will be calculated as the average of the sum of the components of the payslip which go towards the fixed component of the cost-to-company/employer during the preceding three monthly payment cycles, prior to any deduction in taxes.
-It is clarified that variable components (such as performance bonuses, variable pay, referral bonuses, leave encashment, insurance benefits, wellness benefits, allowances, stock options, etc.) will not be considered as part of the 'take-home' salary. For instance, your gross salary is $1,00,000 per month out of which $20,000 is incentives, then $80,000 is your take-home salary.
-Against this salary of $80,000, you can claim an unemployment allowance of a maximum of 70% or $56,000 for every 45 days of unemployment twice only (total of $1,12,000), provided that the chosen plan has a limit of more than $1,12,000.
If there's an involuntary or forced resignation, confirmation of severance paid during the final settlement is required. Additionally, documents proving the waiver of the notice period are needed, specifically when the last date of employment and the date of resignation coincide.
You can access the benefits only once within a 365-day period from the date of your purchase.
Indeed, the benefits provided by the subscription are in addition to those offered by your company.
-If you voluntarily resign within the 365-day plan duration and start working with a different employer, you have the option to transfer or roll over the Subscription. However, this is only applicable if your new employer is listed in our Master Database.
-To proceed with this change, please inform us by emailing support@dojobsecure.com within 30 days of your resignation from your previous employer.
-In this scenario, the Subscription will undergo a renewed Waiting Period of 120 days from the date of starting employment with your new employer.
You are not eligible to purchase the subscription if you:
-Are a business owner, self-employed professional, or have the ability to influence your own termination (including through a relative or any other form of control).
-Are an affiliate, agent, officer, director, partner, member, representative, or employee of the Provider, or a relative of any such person associated with the Provider.
-Are key managerial personnel of the employer, as defined in the Companies Act or any similar legislation.
Are serving a probation period, assessment period, notice period, or performance improvement period, or if you are aware of, anticipate, or suspect that you may be terminated or required to serve any such period.
If you are ineligible to purchase the plan, you can request a refund within 48 Hours of the purchase date. Please note that anyone ineligible to purchase the plan is also ineligible to claim any benefits under the plan.
You will be eligible to claim and avail benefits if you:
-Meet the eligibility criteria for purchasing the plan and are not reasonably determined by us to be ineligible.
-Have been continuously employed for at least six months at the time of making a claim for benefits.
-Have been terminated from your employment without cause, or have received a notice of termination without cause, at any time after the waiting period.
Yes, there is a waiting period of 120 days from the date of subscription plan purchase. No benefits can be availed if the subscriber is terminated from their employment, or receives a notice of termination, within the waiting period.
-Superannuation or retirement.
-Voluntary resignation. However, in the case of involuntary or forced resignation at the employer's direction, where you have received a severance amount and a waiver of the notice period, you can contact us to state your case and seek benefits under the plan.
-Non-confirmation of your role or any other termination, suspension, or cessation during a probationary or similar period.
-Violation of, or failure to adhere to, any terms of employment, including but not limited to the employer’s code of conduct, ethics policies, leave policies, or any other policies applicable to you as an employee (including termination resulting from a breach of policies of a customer, partner, vendor, supplier, regulator, etc.).
-Termination resulting from a breach by you of your employment contract or any other terms of employment.
Commission, allegation, or threat of any illegal, criminal, tortious, or violent acts.
-Breach of any fiduciary duties or disclosure of confidential or proprietary information, including but not limited to fraudulent acts, misconduct, negligence, acts of moral turpitude, theft, misrepresentation, falsification of records or information, or any other acts of a similar nature, whether or not resulting in a criminal offense or misdemeanor.
-Cessation of employment during which no salary or remuneration was provided to you.
-Cessation of employment due to any pending inquiry or initiation of inquiry by the employer or a competent authority.
-Occurrence of an 'acqui-hire' or any similar corporate action or transaction, resulting in termination of your employment with one entity and commencement of employment (or any engagement similar to employment) in a resulting entity or any other entity.
-Cessation of employment due to non-extension of maternity/paternity leave, either as per the Maternity Benefit Act 1961, as amended, or as per the employer’s internal regulations/policies in force at the time of cessation.
-Any allegations, findings, or convictions related to complaints of harassment or sexual harassment, whether or not under the Sexual Harassment of Women at Workplace (Prevention, Prohibition and Redressal) Act, 2013.
-Failing alcohol, drug, and/or substance abuse tests.
-Breach of any policies or statutes relating to anti-bribery, anti-corruption, or other similar rules and regulations.
-Occurrence of any force majeure events, including but not limited to war, civil unrest, labor disputes, pandemics, epidemics, natural disasters, and similar events.
After the Waiting Period, if you experience loss of employment, you can initiate a request within 14 days from the date of intimation of loss of employment (oral or written) or the last working day, through any of the following methods:
Email us at support@dojobsecure.com
Please note that the date of intimation of loss of job may differ from the last working day. You could receive verbal notice of a layoff, with your last working day scheduled for up to one month from that notice.
The Subscriber will be required to provide the following supporting documents for the purposes of verification of claim for benefits:
- Joining letter issued by the employer.
- Details of the Subscriber's reporting manager prior to termination or unemployment, including name, designation, email address, and contact/mobile number.
- Bank statements of the salary account and pay slips for the three months preceding the date of the claim.
- In the event of involuntary or forced resignation, documentation confirming severance payment during the final settlement, along with evidence of the waiver of the notice period. This includes situations where the last date of employment and the date of resignation coincide.
- Any other documents deemed necessary to complete the verification process.
Yes, you can apply for a 100% refund within 48 hours from the date of purchase of the plan.
Currently, the annual subscription requires a one-time payment upon purchasing the plan.
You should enter the gross monthly salary excluding any variable component in your Cost to Company (CTC).
For example, if your CTC is $80,000 per annum which includes a $20,000 variable component, then your fixed CTC is $60,000; therefore, you should enter $5,000 ($60,000/12) as your monthly gross salary.
No, there won't be any prorated pay-outs. You can receive unemployment allowance benefits up until the date you become employed or engaged by a new employer or organization, but only twice, with each benefit claimed after a period of 45 days of unemployment.
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What's not covered
Voluntary resignation, retirement, certain types of terminations, breaches of employment terms or policies, allegations of illegal activities, and force majeure events like wars or natural disasters.